We met Ann, for the first time while visiting Hilton Head Island in Jan. Bill and I clicked, with her immediately! At that time, we still hadn't made up our minds to relocate, from New Jersey. Ann kept in touch, with us, until we decided to make the "big" move. Ann was there for us 100%. She always had time to answer any questions we had. We knew we were in good hands! Ann is also a sweetheart to work with.